House T6 152 m² for sale La Neuville aux Bois - €139,500

The price of the house is €139,500 for an area of 152 m², which is a price per m² of €917 (calculated from the displayed price and declared characteristics). In the real estate market of La Neuville aux Bois, house prices generally vary between €900 and €1,200 per m² depending on characteristics and location. Based on average public data from the sector, the median price for similar houses is estimated at €1,050 per m². This places this house slightly below the market median, thus offering potential attractiveness for buyers. Over the last 12 months, house prices in the region have seen a slight increase of 3%, indicating an upward trend.

For a purchase at €139,500, notary fees are estimated between 7% and 8% for an old property, or approximately €9,765 to €11,160 (indicative range based on current professional scales). The total acquisition cost would therefore be approximately €149,265 to €150,660.

Considering a mortgage over 20 years at the current average rate of 3.4% with a down payment of 10% (€13,950), the amount borrowed would be €125,550. The monthly payments would be around €735 (calculated based on current interest rates).

If this house is considered as a rental investment, the monthly rent could be estimated at around €1,200 (estimate based on local rents). This would give a gross rental yield of 8.6% (calculated on the purchase price). After deducting charges and property tax, the net yield could be around 6%.

Annual charges (maintenance, insurance, etc.) are estimated at around €1,200 and the property tax could be around €800 (estimate based on sector averages). The total annual holding cost would therefore be approximately €2,000.

The DPE class (Energy Performance Diagnosis) is not specified in the listing, but an estimate based on similar houses in the region could place this house around class D (energy consumption between 151 and 230 kWh/m²/year). The annual energy cost could therefore be estimated at around €1,200 (calculated based on consumption averages in the sector).

According to the Climate & Resilience law, houses classified F or G will no longer be able to be rented from 2025, which could be a point of concern for buyers.

To improve the energy performance of a class D house to C, renovation work may be necessary, with an estimated cost between €15,000 and €25,000 (indicative range based on current professional scales). Assistance such as MaPrimeRénov' could be mobilized to reduce this cost.

La Neuville aux Bois is a municipality located near Châlons-en-Champagne, offering a peaceful living environment. Local shops are accessible within less than 10 minutes on foot. The municipality is served by regular bus lines, facilitating access to Châlons-en-Champagne and other surrounding towns. Primary and secondary schools are also nearby, making it a suitable living place for families.

The population of La Neuville aux Bois is about 1,200 inhabitants, with a median income of around €22,000 per year (source: INSEE, 2021). The quality of life is generally considered good, with green spaces and a low crime rate. However, the absence of health services on site could be a point of concern for some buyers.

La Neuville aux Bois is located in a low flood risk area, according to Géorisques data. However, it is advisable to check technical diagnostics for any humidity or structural issues related to the age of the house.

The PLU (Local Urban Plan) should also be consulted to understand potential construction and extension rules.

Mandatory diagnostics (DPE, lead, asbestos, etc.) must be provided by the seller. It is important to request these documents before purchase to avoid surprises. Moreover, the rent control regulation does not apply in this municipality, but it is essential to stay informed about legislative developments.