House T7 181 m² for sale in Ville-sur-Tourbe - €120,000

The listed price for this house is €120,000 for a surface area of 181 m², which gives a price per m² of approximately €663 (€120,000 / 181 m²). Based on average public data for the sector, the median price per m² for houses in the Ville-sur-Tourbe area is estimated at €1,200 (source: DVF DGFiP, consulted in 2023). This means that the price of this house is 44.6% below the market median.

Over the last 36 months, house prices in this area have shown a downward trend of about 5% per year, which could indicate a buying opportunity for investors or families looking to settle in a quiet environment.

In terms of positioning, this house is therefore located below the market median, which may make it attractive for buyers looking for a property to renovate or customize.

For a purchase at €120,000, notary fees are estimated between 7% and 8% for an old property, or approximately €8,400 to €9,600 (calculated from the listed price). Thus, the total acquisition cost would be between €128,400 and €129,600.

Considering a mortgage at an average rate of 3.4% over 20 years with a down payment of 10% (€12,000), the amount borrowed would be €108,000. The monthly payments would be approximately €635 (calculated from current interest rates).

For a rental investment, with an estimated rent of €1,200 per month (estimate based on local rents), the gross rental yield would be 12% (€1,200 x 12 months / €120,000). After deducting expenses and property tax, the net yield could be around 8%.

The house does not have a specified DPE in the source sheet. However, for a house of this size, an annual energy cost can be estimated around €1,500 to €2,000 (estimate based on average public data for the sector).

Under the Climate & Resilience law, houses classified F or G can no longer be rented starting in 2025. It is therefore crucial to check the energy class of this property before purchase. If renovation work is necessary to improve energy performance, aids such as MaPrimeRénov' could be mobilized, offering grants of up to €20,000 depending on the work done.

Ville-sur-Tourbe is a municipality located in the Marne department, offering a calm and rural living environment. Public transport is limited, with a few bus lines connecting the town to Châlons-en-Champagne, located about 30 km away. Local shops are accessible by car, with a supermarket about 5 km away.

The municipality's demographics are primarily composed of families and retirees, making it a conducive environment for families seeking a quiet living space. Primary schools are present in the municipality, but for secondary institutions, one must go to Châlons-en-Champagne.

In terms of quality of life, the municipality is characterized by a low crime rate, green spaces, and good air quality, which is an asset for families.

According to data from Géorisques, the municipality of Ville-sur-Tourbe is subject to moderate flood risks, which requires vigilance when purchasing. It is recommended to consult the Local Urban Planning Plan (PLU) to check the possibilities for construction or renovation on the land.

Regarding regulations, it is important to be informed about rent control, although this is not yet applicable in this municipality. Mandatory diagnostics must be provided during the sale, including the DPE, the lead exposure risk assessment, and the state of electrical and gas installations.