T2 Apartment 44 m² for sale in Malakoff - €321,000, DPE B

The listed price for this apartment is €321,000, which corresponds to a price per m² of €7,293 (calculated from the listed price and declared characteristics). Based on average public data for the sector, the median price of apartments in Malakoff is approximately €5,800 per m², indicating that this property is above the market median by about 26%.

Over the last 12 months, apartment prices in Malakoff have increased by 5%, with a continuous upward trend due to rising demand in the Paris region. The characteristics of this apartment, such as its DPE B rating and amenities (balcony, parking), contribute to its valuation in the market.

Estimation based on average public data for the sector.

For a purchase at €321,000, notary fees are estimated between 7% and 8% for an older property, or approximately €22,470 to €25,680 (calculated from the listed price and current professional scales).

The total acquisition cost would therefore be between €343,470 and €346,680.

Loan simulation:

• Amount borrowed: €321,000 - 10% down payment (€32,100) = €288,900.
• Current average interest rate: 3.4% over 20 years.
• Estimated monthly payment: €1,694.

Gross rental yield:

• Assuming a monthly rent of €1,400 (estimate based on local rents), the gross rental yield would be 5.2%.

Annual holding cost:

• Charges: approximately €1,200.
• Property tax: estimated at €1,000 (based on sector averages).

The apartment is rated DPE B with a consumption of 153 kWh/m²/year and a GES A at 5 kg CO2/m²/year. The annual energy cost is estimated between €740 and €1,010 (indicative range based on current professional scales).

According to the Climate & Resilience law, properties rated F or G will no longer be able to be rented from 2025. This property, being rated B, complies with current regulatory requirements.

Available aids:

• MaPrimeRénov': up to €20,000 for energy improvement work.
• CEE (Energy Savings Certificates): variable amounts depending on the work carried out.

The apartment is located in Malakoff, in close proximity to several public transport lines. The nearest metro station is an 8-minute walk away, facilitating access to Paris. Additionally, several bus lines serve the area, offering good connectivity.

Amenities:

• Local shops: supermarkets, bakeries, pharmacies.
• Schools: several educational institutions are located within a 15-minute walk.
• Green spaces: several parks nearby for outdoor activities.

The neighborhood's demographics are dynamic, with a young and active population, contributing to the quality of life.

The property is located in a low flood risk area according to Géorisques data. The PLU of Malakoff allows constructions up to 6 stories, which is consistent with the current building.

Mandatory diagnostics:

• DPE, lead, asbestos, electricity, gas.

Rent control:

• In Malakoff, rent control is in effect, with a reference rent set at €18.50/m². This property, with an estimated rent of €1,400, complies with this regulation.