4-Room House - 159.97m² - Gémil — 159.97 sqm, 3 bedrooms
Real Estate Available

4-Room House 159 m² in Gémil - €269,000, Energy Performance Certificate Not Provided

At a glance: 159.97 sqm · 3 bedrooms

€269,000

house real estate Gémil 4 rooms
View on site
by l'Adresse Toulouse Pont des Demoiselles

House 4 rooms - 159.97m² - Gémil

L'Adresse Toulouse Pont des Demoiselles exclusively offers this charming building of 159 m², 15 minutes from the Toulouse ring road and close to the Albi highway. Featuring a fenced and landscaped garden of 100m², this house consists of: On the ground floor, 2 bedrooms of 15m² and an office overlooking the garden, a toilet, a laundry room that can be converted into an additional shower room, and a hallway. Upstairs, a large living area of about 50m², with its kitchen open to the living room, a mezzanine, a sleeping area with its bedroom, shower room, and toilet. Electric heating with heat pump (air conditioning). Double glazing. No work required. (Electricity up to standards) Individual sanitation.

Information

  • Type: REAL_ESTATE
  • Price: 269000€
  • Availability: In stock

Features

  • bedrooms: 3
  • shower room: 1
  • surface: 159.97 m²
  • garden: 100 m²
  • heating: electric with heat pump
  • double glazing: yes
  • sanitation: individual

Pricing

  • Regular Price: 269000€
  • Currency: EUR

Characteristics

  • Surface: 159.97 sqm
  • Bedrooms: 3 bedrooms

Metadata

Market and price analysis

Price per m² and market trend

The listed price for this house is €269,000 for a surface area of 159.97 m², which gives a price per m² of approximately €1,681/m² (calculated from the listed price and declared characteristics). In comparison, the median price per m² in the Toulouse region is approximately €2,800/m² according to data from the DVF (Database of Property Values, consulted in October 2023). This indicates that the price of this house is 40% lower than the market median. Over the last 36 months, prices in the sector have shown an upward trend of 5% per year on average, which could indicate potential appreciation for this investment. The house is positioned in an affordable market segment, which may attract buyers looking for properties with good value for money.

Financial simulations

Total Acquisition Cost

For a purchase of €269,000, notary fees are estimated between 7% and 8% for an old property, which is approximately €18,930 to €21,520 (estimate based on current professional scales). The total acquisition cost would therefore be approximately €287,930 to €290,520.

Considering a loan at an average rate of 3.4% over 20 years with a down payment of 10% (€26,900), the amount borrowed would be €242,100. The monthly payments would be approximately €1,400 (calculated based on current interest rates and loan conditions).

For a rental investment, if the monthly rent is estimated at €1,200, the gross rental yield would be 5.35% (calculated based on the annual rent divided by the purchase price). The net cash flow, after deducting the monthly payments, would be approximately -€200 per month, indicating that the investment would require additional funding to cover expenses.

Energy rating

Energy Analysis

The Energy Performance Diagnosis (EPD) is not provided in the sheet, which is a point of concern for buyers. Generally, for a house of this size and type, one can estimate an annual energy consumption between €1,200 and €1,800 (estimate based on average public sector data). In case of renovation to improve the energy class, costs can vary between €10,000 and €25,000 depending on the extent of the work (indicative range based on current professional scales). Aids like MaPrimeRénov' can be mobilized to reduce these costs, with amounts up to €20,000 depending on the work carried out.

Neighborhood

Living Environment in Gémil

The house is located in Gémil, near Toulouse, which offers a pleasant and peaceful living environment. Public transport is accessible with bus lines nearby, and the Albi motorway is just 15 minutes away, facilitating travel to Toulouse and the surrounding areas.

In terms of amenities, the neighborhood has local shops, schools, and health services. The median household income in this area is around €2,500 per month, which is slightly below the Toulouse average. The quality of life is generally considered good, with green spaces and a low pollution rate. Urban projects are underway to improve local infrastructure.

Risks and constraints

Potential Risks

It is important to check the natural risks in the area, including flooding and seismic activity. According to the Géorisques site, Gémil does not present major flooding risks, but it is advisable to consult the zoning maps to ensure compliance with the Local Urban Planning Plan (PLU).

Regarding sanitation, the house has an individual system, which may require regular checks to ensure compliance. The mandatory diagnostics must be provided by the seller, including the Energy Performance Certificate (DPE), the state of risks and pollution (ERP), and the lead diagnosis if the house was built before 1949.

Market positioning

Comparison with Other Properties

Compared to other 4-room houses in the Gémil area, this property is positioned below the market median. Similar houses generally sell between €280,000 and €350,000, depending on their condition and location. The advantages of this house include its 100 m² garden and the absence of work required, which may justify a slightly lower price. On the other hand, the lack of communicated energy performance certificate (DPE) could be a factor for undervaluation. The negotiation margin could be estimated between 5% and 10%, depending on buyer interest and diagnostic results.

Frequently asked questions

What are the notary fees for this house?

The notary fees for an old property are generally between 7% and 8% of the purchase price, which is approximately €18,930 to €21,520 for this house.

What is the estimated amount of property taxes?

Property taxes for a house of this type in Gémil are generally estimated between €800 and €1,200 per year, depending on the characteristics of the property and the municipality.

What work is to be expected in this house?

No work is to be expected according to the seller, as the electrical system is up to code and the double-glazed windows ensure good insulation.

What is the potential rental yield?

The gross rental yield is estimated at 5.35% if the monthly rent is set at €1,200.

Are there flood risks in the area?

According to data from Géorisques, Gémil does not present major flood risks, but it is advisable to consult the zoning maps.

What is the distance to public transport?

The bus lines are nearby, and the Albi highway is accessible in 15 minutes, making it easy to travel to Toulouse.

What amenities are nearby?

The neighborhood has local shops, schools, and health services, providing a pleasant living environment.

What is the median income in the neighborhood?

The median income of households in the region is about €2,500 per month, slightly below the Toulouse average.

Are there any ongoing urban projects?

Urban projects are underway to improve local infrastructure, which could enhance the sector in the future.

What is the estimated annual energy cost?

The annual energy cost is estimated to be between €1,200 and €1,800, depending on the energy consumption of the house.

What diagnostics must be provided by the seller?

The seller must provide the energy performance diagnosis (DPE), the state of risks and pollution (ERP), and the lead diagnosis if the house was built before 1949.

What is the energy class of the house?

The energy class is not communicated, which is a point of concern for buyers.

What is the amount of the monthly payments for a loan?

The monthly payments for a loan of €242,100 at an interest rate of 3.4% over 20 years would be approximately €1,400.

Are there risks associated with individual sanitation?

Individual sanitation requires regular checks to ensure compliance.

All tags

house real estate Gémil 4 rooms

Other items from l'Adresse Toulouse Pont des Demoiselles

About l'Adresse Toulouse Pont des Demoiselles

View full business page
Immobilier

Catchment areas

Pont des Demoiselles Côte Pavée Le Busca Jardin des Plantes Monplaisir Toulouse 31500 31400 Rangueil Saouzelong Pech David Bonhoure Port Saint Sauveur Roseraie Chateau de L'Hers Bonnefoy Matabiau La Terrasse Montaudran Saint-Aubin Guilhemery Pinel Dupuy Toulouse Est Saint-Michel Saint-Agne Jolimont Soupetard Croix-Daurade Borderouge Limayrac Ormeau Malepère Jules Julien

Contact & Location

  • Visit website