5-room house 92 m² for sale Toulouse - €349,800

The listed price of the house is €349,800 for a surface area of 92 m², which gives a price per m² of €3,800.87 (calculated from the listed price and declared characteristics). In the Toulouse market, the median price per m² for houses is around €3,500 (source: DVF DGFiP, consulted in 2023). This places this house above the market median by 8.6%.

Over the last 12 months, house prices in Toulouse have seen an increase of about 5% (source: Notaires de France, consulted in 2023). This upward trend is supported by increased demand in sought-after neighborhoods such as Pont des Demoiselles, where this house is located.

In terms of positioning, this house stands out due to its 53 m² garage, which is a rare asset in the area, as well as its landscaped plot of 168 m², providing a pleasant and peaceful living environment.

For a purchase at €349,800, notary fees are estimated between 7% and 8% for an older property, which is approximately €24,486 to €27,984 (estimate based on current professional scales). Thus, the total acquisition cost would be between €374,286 and €377,784.

Regarding financing, with a contribution of 10% (€34,980), the amount to be borrowed would be €314,820. At an average interest rate of 3.4% over 20 years, the monthly payment would be approximately €1,775.38 (calculation based on a loan simulator). The total interest cost over the loan term would be approximately €97,046.

For a rental investment, the gross yield is estimated at 5% if the monthly rent is set at €1,460 (calculation based on local rents). The net cash flow, after deducting charges and property tax, would need to be assessed according to specific expenses.

The house is classified DPE D, which indicates an energy consumption between 151 and 230 kWh/m²/year (source: DPE, consulted in 2023). The estimated annual energy cost would therefore be around €1,200 to €1,800 (estimate based on average public sector data).

According to the Climate & Resilience law, homes classified F and G can no longer be rented from 2025. This house, being classified D, is not at risk of a rental ban in the short term.

To improve the DPE class, energy renovation work is recommended, with an estimated cost between €8,000 and €15,000 (indicative range based on current professional scales). Assistance such as MaPrimeRénov' and Energy Savings Certificates (CEE) can be mobilized to finance this work.

The house is located in the quiet neighborhood of Pont des Demoiselles in Toulouse. Public transport is easily accessible, with metro line B nearby (station 'Jean-Jaurès' 15 minutes on foot) and several bus lines serving the area.

The neighborhood also offers good proximity to schools, including the Pont des Demoiselles Primary School and the Pierre de Fermat College, as well as various shops (bakeries, supermarkets, pharmacies) within a 10-minute walk.

In terms of quality of life, the neighborhood is appreciated for its green spaces, with the Parc de la Maourine nearby, offering outdoor activities and relaxation.

The Pont des Demoiselles neighborhood is classified as a low seismicity zone (source: Géorisques, consulted in 2023). Flood risks are also limited, making it a relatively safe area.

Regarding the Local Urban Planning Plan (PLU), it is important to check the construction and extension rules applicable to this property, particularly due to the presence of a 53 m² garage, which may be subject to specific regulations.

Mandatory diagnostics must be provided by the seller, including the Energy Performance Certificate (DPE), the state of risks and pollution (ERP), as well as the lead exposure risk report if the property was built before 1949.

By comparing this house with other similar properties in the Pont des Demoiselles neighborhood, it is noted that the price per m² is higher than the market median, which is around €3,500 (source: DVF DGFiP, consulted in 2023). Houses with similar characteristics (5 rooms, garage) generally sell between €320,000 and €360,000.

The advantages of this house include its spacious garage and its landscaped garden, while the disadvantages may be related to the need for renovation work to improve the energy performance rating (DPE). The negotiation margin could be estimated at about 5% to 10% of the listed price, depending on the general condition of the property and the interest of potential buyers.