7-Room House 150 m² in Sainte-Foy-d'Aigrefeuille - €549,000

The listed price of the house is €549,000 for an area of 150 m², which gives a price per m² of €3,660 (€549,000 / 150 m²).

Based on average public data from the sector, the average price per m² for houses in the Toulouse region is around €3,200 (source: DVF DGFiP, 2023). This indicates that the price of this house is 14.4% above the market median.

By analyzing price trends over the last 12 months, there has been an increase of about 5% in this area, which could indicate a growing market.

The house is therefore positioned above the market median, which can be justified by its features (swimming pool, garden, spacious living area).

For a purchase at €549,000, notary fees are estimated between 7% and 8% for an older property, which is approximately €38,430 to €43,920.

The total acquisition cost would therefore be between €587,430 and €592,920.

Considering a 20-year loan at the current average rate of 3.4% with a down payment of 10% (€54,900), the amount borrowed would be €494,100.

The monthly payment would be approximately €2,900 (calculation based on a loan simulator).

For a rental investment, if the house is rented for €1,800 per month, the gross rental yield would be 3.9% (€21,600 / €549,000).

After deducting charges and property tax, the net yield could drop to approximately 3.2%.

The DPE class of the house is currently unspecified. Generally, for a house of this size, the annual energy cost can vary between €1,200 and €2,000 depending on the energy class.

If the house were to be renovated to achieve a higher DPE class, renovation costs could be estimated between €15,000 and €30,000 (estimation based on current professional scales).

Assistance such as MaPrimeRénov' or Energy Savings Certificates (CEE) could be mobilized to reduce these costs.

The house is located near Toulouse, allowing easy access to public transport, including bus lines and the tramway. The nearest tram station is about a 15-minute walk away.

The Sainte-Foy-d'Aigrefeuille neighborhood is known for its tranquility and green spaces, with several parks nearby.

In terms of amenities, several shops, schools, and healthcare services are accessible within a 2 km radius, making it a pleasant place to live for families.

The house is located in a low flood risk area, according to Géorisques data. However, it is important to check for any easements related to the property.

Regarding the PLU, it is advisable to consult urban planning documents to understand the construction and development rules applicable in the area.

In terms of rental regulations, if the house is intended for rent, it is essential to comply with decency and safety standards, as well as rent control if applicable.

By comparing this house with other similar properties in the area, it is noted that the price per m² is higher than the market median.

Houses with similar features (7 rooms, pool, garden) generally sell between €3,200 and €3,800 per m². This house, with a price per m² of €3,660, is therefore in the high range.

The advantages of this house include its spacious living area, garden, and pool, while the disadvantages could be the maintenance cost of a property of this size.