Villa 7 rooms 207 m² for sale Carbonne - €366,000

The listed price for this villa is €366,000, which corresponds to a price per m² of €1,769 (calculated from the listed price and the area of 207 m²). In comparison, the median price per m² for houses in the Carbonne area is around €1,600 (source: DVF DGFiP, consulted in 2023). This places this villa above the market median, which can be explained by the size of the land, the presence of a swimming pool, and the characteristics of the house. Over the last 12 months, house prices in the region have increased by about 5%, indicating an upward trend in the local real estate market.

For a purchase at €366,000, notary fees are estimated between 7% and 8% for an old property, or approximately €25,620 to €29,280. The total acquisition cost would therefore be between €391,620 and €395,280.

Considering a mortgage over 20 years at the current average rate of 3.4% with a down payment of 10% (€36,600), the amount borrowed would be €329,400. Monthly payments would be around €1,900 (calculation based on current professional rates).

Annual holding costs (property tax, charges, maintenance) are estimated at around €2,500 (average property tax for a villa in the region) and €1,200 for maintenance and insurance charges, totaling approximately €3,700 per year.

The villa is classified DPE D, indicating an estimated annual energy consumption of about 200 kWh/m² (source: average energy diagnostics for similar houses). The annual energy cost is therefore estimated at around €1,200 (calculation based on an average rate of €0.6/kWh). To improve the DPE class, energy renovation work may be necessary, with an estimated cost between €15,000 and €25,000 depending on the work to be done (insulation, heating, etc.). Assistance such as MaPrimeRénov' can be mobilized for this work.

The villa is located in Carbonne, near Toulouse, offering easy access to public transport, notably the Carbonne train station 2 km away (TER line to Toulouse). Local shops are accessible in less than 5 minutes by car, and several schools are located within a radius of 3 km. The demographics of Carbonne show a median income of about €24,000 per year, with a population growing by 2% per year, indicating a quality of life appreciated. The neighborhood is also known for its green spaces and outdoor activities along the Arize.

The property is located in a low flood risk area according to Géorisques data. The Local Urban Plan (PLU) of Carbonne allows for individual constructions, but it is advisable to check for any easements. In terms of regulation, it is important to note that the Climate & Resilience law imposes restrictions on the rental of properties classified F and G, which is not the case here. It is recommended to request a complete diagnosis before purchase.