House T6 161 m² for sale Valence - €455,000, DPE C

The listed price for this house is €455,000, which corresponds to a price per m² of €2,826 (calculated from the listed price and the area of 161.23 m²). Based on DVF (Demand for Property Values) data, the median price per m² for houses in Valence is approximately €2,500 (source: DVF DGFiP, consulted in 2023). This places this house above the market median by 13%. Over the last 36 months, house prices in Valence have increased by about 5%, indicating a continuous upward trend.

For a purchase at €455,000, notary fees are estimated between 7% and 8% for an old property, or approximately €31,850 to €36,400. The total acquisition cost would therefore be around €486,850 to €491,400.

For a mortgage of 90% of the price (i.e., €409,500) over 20 years at an average rate of 3.4%, the monthly payments would be approximately €2,350 (calculation based on a loan simulator). The total cost of the loan would be around €564,000 over the entire loan period.

The DPE indicates an energy consumption of 143 kWh/m²/year, classified as C. The annual energy cost is estimated between €1,750 and €2,440, depending on usage and type of heating (source: estimate based on average public data in the sector).

The property tax for a house of this type in Valence is estimated at around €1,200 per year, based on sector averages (source: estimate based on average public data in the sector).

The house is classified C in DPE, with a consumption of 143 kWh/m²/year. To improve this rating to B, renovation work is estimated between €15,000 and €30,000 (estimate based on current professional scales). Assistance such as MaPrimeRénov' can be mobilized to reduce the cost of the work, with amounts reaching up to €7,000 depending on household income.

The house is located near several parks, which promotes a pleasant living environment. Public transport is accessible with bus lines within a 10-minute walk. The city center of Valence is about 15 minutes by car, providing access to various shops, schools, and health services. The neighborhood's demographics are predominantly families, with a median income of about €2,200 per month (source: INSEE, consulted in 2023).

The house is located in a low flood risk area, according to Géorisques data. The PLU of Valence allows residential constructions, but it is advisable to check for any easements. Mandatory diagnostics, such as asbestos and lead, must be provided by the seller. In case of rental, rent control may apply, with ceilings to be respected (source: Consumer Code).

Compared to other T6 houses in the Valence area, this house is positioned above the market median. Similar houses are selling between €420,000 and €480,000 (source: DVF DGFiP). The distinctive features of this house, such as the private garden and veranda, justify a premium over the median. The negotiation margin is estimated at about 5% depending on the state of the market.