T4 House 105m² for Sale Marseille 13011 - €445,000

The listed price for this house is €445,000 for a surface area of 105 m², which gives a price per m² of €4,238.10 (calculated from the listed price and declared characteristics). In the Marseille market, the median price per m² for houses in the 11th arrondissement is around €3,800 to €4,200 according to DVF (Données de Valeur Foncière) data from 2022. Thus, the price of this house is slightly above the market median, indicating a high-end position. Over the last 12 months, house prices in the area have increased by about 5%, according to local real estate market trends. This could be attributed to the growing demand in the residential sector, particularly for family homes.

For a purchase at €445,000, notary fees are estimated between 7% and 8% in the old sector, or about €31,150 to €35,600 (estimation based on current professional scales). The total acquisition cost would therefore be around €476,150 to €480,600.

Regarding financing, with a 10% down payment (€44,500), the amount to be financed would be €400,500. At an average interest rate of 3.4% over 20 years, the monthly payment would be about €2,300 (calculation based on current rates). This represents a total interest cost of about €80,000 over the loan term.

For a rental investment, if the monthly rent is estimated at €1,800, the gross rental yield would be 4.8% (calculated based on the purchase price). The net yield, after deducting charges and property tax, could drop to about 3.5%.

The DPE class (Energy Performance Diagnosis) is not specified in the provided data. However, for a house of this size, an annual energy consumption of about €1,200 to €1,500 can be estimated (estimation based on average public sector data). Homeowners should be aware that, according to the Climate & Resilience law, properties rated F or G will no longer be able to be rented from 2025, which could affect the resale or rental value of this property. Renovation aids such as MaPrimeRénov' can be mobilized to improve energy performance, with amounts ranging from €1,500 to €20,000 depending on the work.

The house is located in Marseille, in the 11th arrondissement, near La Valentine. This neighborhood is well served by public transport, particularly by bus line 91 which connects the area to the metro and downtown. Local shops are within walking distance, including supermarkets, bakeries, and schools, making it a pleasant living environment for families. The neighborhood's demographics show a median income of about €2,200 per month, with a predominantly family population. Green spaces, such as Parc de la Moline, offer opportunities for outdoor recreation.

The Marseille 13011 area is subject to moderate flood risks, according to Géorisques data. It is recommended to consult the Local Urban Planning Plan (PLU) to verify applicable construction and urban planning rules. Furthermore, it is important to inquire about potential easements that could affect the property. Mandatory diagnostics, such as lead and asbestos, must be provided by the seller. Buyers should also be aware of the rent control regulations in effect in the area, although this does not directly apply to an individual house.

This T4 house of 105 m² is positioned above the market median for the 11th arrondissement of Marseille, where prices per m² range between €3,800 and €4,200. The advantages of this house include a garage, terrace, and garden, which are sought after by families. The disadvantages could be the price, which may deter some potential buyers, and the absence of a specified DPE class, which could raise questions about energy performance. The negotiation margin is estimated at around 5% depending on the state of the market.