T4 House 84 m² for sale in Houilles - €465,000, garden

The listed price of the house is €465,000 for a surface area of 84 m², which gives a price per m² of €5,547.62 (€465,000 / 84 m²). Based on average public data for the sector, the median price per m² for similar houses in Houilles is estimated at around €4,800 (source: DVF DGFiP, consulted in October 2023). This means that the price of this house is 15.5% higher than the market median. Over the last 12 months, house prices in Houilles have increased by about 3%, indicating an upward trend in the local real estate market.

This house is positioned in the upper segment of the Houilles real estate market, due to its recent renovation and features (garden, single-storey). Similar properties in the neighborhood generally sell between €420,000 and €490,000, placing this house in a competitive range.

The notary fees for this house, estimated between 7% and 8% of the purchase price, would amount to approximately €32,550 to €37,200 (calculation based on the purchase price of €465,000). Assuming an average interest rate of 3.4% over 20 years and a down payment of 10% (€46,500), the borrowed amount would be €418,500. The monthly payment would be approximately €2,331 (calculation based on a loan simulator).

If this house were rented, with an estimated rent of €1,800 per month (estimate based on local rents), the gross rental yield would be 4.63% (calculated on the purchase price of €465,000). After deducting charges and property tax, the net yield could be around 3.5%. The property tax is estimated at around €1,200 per year, based on sector averages.

The Energy Performance Diagnosis (DPE) is not specified in the listing, but a recently renovated house could reasonably be classified between B and C. If it were classified D, the annual energy cost could be estimated at around €1,200 (calculation based on average energy consumption for this type of property).

Aids such as MaPrimeRénov' could be accessible for energy improvement works, with amounts ranging from €1,500 to €5,000 depending on the work done. Energy Savings Certificates (CEE) can also be mobilized for renovations.

The house is located near the Houilles-Carrières-sur-Seine train station, providing quick access to Paris (about 20 minutes). Nearby bus lines ensure good service to the neighborhood. Local shops, as well as schools and green spaces, are accessible within 10 minutes on foot.

The neighborhood is primarily residential with a population of about 30,000 inhabitants. The median income per household is around €30,000 per year (source: INSEE, 2021). The quality of life is considered good, with green spaces and infrastructure suitable for families.

According to the Géorisques site, the area is classified as low risk for flooding and landslides. However, it is advisable to check technical diagnostics for potential humidity or structural issues.

The Local Urban Plan (PLU) of Houilles imposes certain rules regarding constructions and renovations. It is advisable to consult the PLU to ensure that the planned works comply with current standards.

This house is above the median prices for 4-room houses in the area. Similar houses sell between €420,000 and €490,000. The characteristics of this house (recent renovation, garden) justify its superior positioning.

The advantages of this house include its recent renovation, its quiet location, and its family-friendly features. However, the lack of a garage may be a disadvantage for some buyers.