T6 House 164 m² for sale in Cugnaux - €576,000 | Energy performance diagnosis not communicated

The price of the house is €576,000 for a surface area of 164 m², which gives a price per m² of €3,512.20 (€576,000 / 164 m²). Based on public data, the median price per m² in the Cugnaux area is estimated at around €2,800 (source: DVF DGFiP, 2022). This means that this house is above the market median by 25.4%.

Regarding the price trend, INSEE data shows a 5% increase in real estate prices in the region over the last 12 months. This trend may be influenced by the proximity to Toulouse, which attracts many buyers looking for family housing.

Positioning: This property is positioned in the upper segment of the market, which can be justified by its features (garden, swimming pool, spacious area).

For a purchase at €576,000, notary fees are estimated between 7% and 8% for an old property, or approximately €40,320 to €46,080 (calculation based on current professional rates). This brings the total acquisition cost to approximately €616,320 to €622,080.

Loan simulation: If the buyer finances 90% of the purchase price (i.e., €518,400) with a 10% down payment (€57,600), at the current average rate of 3.4% over 20 years, the monthly payments would be around €2,895 (calculation based on a loan simulator).

Rental yield: If this property is rented, with an estimated rent of €2,200 per month, the gross rental yield would be 4.56% (calculated on the purchase price). After deducting charges and property tax, the net yield could be around 3.5%.

The annual holding cost includes property tax, condominium fees (if applicable), insurance, and maintenance. On average, the property tax in Cugnaux is about €1,200 per year (source: INSEE). Maintenance costs for a house with a swimming pool can vary between €1,000 and €2,000 per year, depending on usage and upkeep. In total, the annual cost could be estimated between €2,200 and €3,200.

Information regarding the DPE (Energy Performance Diagnosis) is not available. However, for a house of this size, the annual energy cost could be estimated between €1,200 and €2,000 (estimate based on average public data in the sector).

Rental bans: According to the Climate and Resilience law, properties classified F or G can no longer be rented from 2025. Therefore, it is essential to check the energy class of this property before purchase.

Available aids: In case of renovation work to improve energy performance, aids such as MaPrimeRénov' or eco-PTZ can be mobilized, with amounts ranging from €1,000 to €20,000 depending on the work done.

The house is located in Cugnaux, near Tournefeuille. Public transport includes regular bus lines to Toulouse, with a travel time of about 30 minutes. The nearest train station is about 10 km away, offering connections to Toulouse and other cities in the region.

In terms of amenities, the neighborhood has several schools, shops, and green spaces, making it a pleasant place to live for families. The median household income in the municipality is about €2,500 per month (source: INSEE).

Cugnaux is located in a low flood risk area, according to Géorisques data. However, it is advisable to check the risks related to clay and seismicity, which can affect construction.

Regarding the PLU (Local Urban Plan), it is important to ensure that the house complies with local construction standards and that no easements affect the property. Mandatory diagnostics must also be provided during the sale, including the DPE, lead diagnosis, and termite diagnosis.