T4 House 127 m² for sale Valence - €300,000, DPE D

The listed price of the house is €300,000 for an area of 127 m², which translates to a price per m² of €2,362.20 (calculated from the listed price and declared characteristics). In the Valence market, the median price per m² for houses is around €2,500 (source: DVF DGFiP, consulted in 2023). This places this house slightly below the market median, which may indicate negotiation potential. Over the last 36 months, house prices in Valence have shown an upward trend of about 5% per year, according to INSEE data. The Grand Charran area is particularly sought after for its proximity to schools and shops.

The total acquisition cost includes the purchase price of €300,000 and notary fees estimated at around 7% for an older property, which is approximately €21,000 (estimate based on current professional scales). Thus, the total acquisition cost would be €321,000.

For a loan at an average rate of 3.4% over 20 years with a down payment of 10% (€30,000), the borrowed amount would be €270,000. The monthly payments would be around €1,570 (calculated based on a loan simulator).

In terms of rental yield, if the house is rented for €1,200 per month, the gross yield would be 4.8% (calculated on the purchase price). The net yield, taking into account estimated annual charges of €1,500, would be around 3.6%.

The house is rated D on the DPE with an energy consumption of 185 kWh/m²/year and a GHG of 39 kgCO₂/m²/year. The estimated annual energy cost is around €1,200 (estimate based on average public sector data). According to the Climate & Resilience law, properties rated F and G can no longer be rented starting in 2025, which is not the case here. To improve the energy class, renovation work is to be expected, with an estimated cost between €15,000 and €30,000 depending on the planned work (estimate based on current professional scales). Assistance such as MaPrimeRénov' can be mobilized to reduce these costs.

The house is located in the Grand Charran neighborhood in Valence, which benefits from a good public transport network, including nearby bus lines (lines 1 and 2, frequency every 15 minutes). Primary and secondary schools are within walking distance, which is an asset for families. The city center of Valence is about 10 minutes by car, providing easy access to shops, restaurants, and health services. The neighborhood's demographics are favorable, with a median income of around €2,200 per month (source: INSEE, consulted in 2023). The quality of life is considered good, with green spaces and sports facilities nearby.

According to Géorisques data, the house is not located in a flood zone, but there are risks of land movement to monitor. The PLU of Valence allows constructions up to 2 levels, which is consistent with the current structure of the house. Mandatory diagnostics (asbestos, lead, termites) must be carried out before the sale. Regarding rent control, there is currently no capping in this area. Buyers should also be aware of the legal deadlines for signing the sales deed, which can take up to 3 months.