House T6 166 m² for sale Vernoux-en-Vivarais - €315,000

The listed price of the house is €315,000 for a surface area of 166 m², which results in a price per m² of €1,900.48 (calculated from the listed price and declared characteristics). In the Vernoux-en-Vivarais market, the average price per m² for houses is estimated at around €1,800 (source: DVF DGFiP, consulted in October 2023). This places this house slightly above the market median, which may be justified by its features such as the swimming pool, spacious garden, and DPE B. Over the last 36 months, house prices in the region have shown an upward trend of 5% per year, indicating a dynamic market.

For the purchase of this house, notary fees are estimated at around €22,050 (calculated based on a rate of 7% for old properties). The total acquisition cost would therefore be €337,050.

For a loan of €315,000 over 20 years at the current average rate of 3.4%, with a down payment of 10% (€31,500), the monthly payments would be around €1,800 (calculated from current professional scales).

In terms of rental yield, if this house were rented, the gross rent could be estimated at €1,500 per month, which would give a gross yield of 5.7%. After deducting charges and taxes, the net yield could be 4.5%.

The DPE indicates a class B with an estimated annual energy cost between €2,810 and €3,860 (source: seller's data). This reflects good energy performance, which can reduce long-term costs.

The house is classified B in the DPE, indicating good energy efficiency. The installed photovoltaic panels contribute to this performance. Homeowners may benefit from aids for energy transition, such as MaPrimeRénov' for energy improvement works. Renovation costs to improve the energy class could range between €10,000 and €20,000, depending on the planned works (estimate based on current professional scales).

Vernoux-en-Vivarais is a municipality offering a pleasant living environment with easy access to nature. Public transport is available with bus lines connecting the town to Valence, about 30 km away. Local shops are accessible in less than 5 minutes by car. In terms of health, several medical establishments are present in the municipality. The demographics of Vernoux-en-Vivarais show a median income of around €22,000 per year, which is slightly below the national average. The quality of life is appreciated for its tranquility and green spaces.

The municipality of Vernoux-en-Vivarais is subject to moderate flood risks, according to Géorisques data. It is advisable to check urban planning documents to ensure compliance with the works carried out. Regarding the PLU, the house is located in a residential area, which limits construction or extension possibilities. Mandatory diagnostics must be provided by the seller, including the DPE, risk assessment, and energy performance.

Compared to other T6 houses in the region, this house is positioned slightly above the market median, which is around €1,800 per m². Advantages include a spacious garden, a swimming pool, and a favorable DPE. However, similar houses without a pool are selling for around €1,750 per m², which could offer a negotiation margin for potential buyers.