T4 House 115 m² for sale Valence - €359,000, DPE E

The listed price for this house is €359,000 for a surface area of 115 m², which corresponds to a price per m² of €3,121.74.

Comparison with the local market

• Median price per m² in Valence: According to DVF (Demand for Property Value) data, the median price per m² for a house in the Valence area is approximately €2,800 (source: DVF DGFiP, 2023).
• Deviation from the median: The price per m² of this house is 11.5% higher than the market median.

Price trends

• 12-month trend: House prices in Valence have increased by approximately 5% over the past year, according to local real estate market trends (source: Notaires de France, 2023).
• 36-month trend: Over a three-year period, the price increase is estimated at 15%.

Property positioning

This house is positioned in the upper segment of the Valence real estate market, justified by its modern features and quiet environment.

For the purchase of this house, the total acquisition cost can be estimated as follows:

• Purchase price: €359,000
• Notary fees: Estimated at 7% for an old property, approximately €25,530.
• Total acquisition cost: €384,530.

Loan simulation

• Loan amount: €359,000 with a down payment of 10% (€35,900).
• Amount borrowed: €323,100.
• Average interest rate: 3.4% over 20 years.
• Monthly payments: Approximately €1,800 per month (calculated with a loan simulator).

Annual energy cost

• Estimated energy cost: According to the DPE, the annual energy cost is between €580 and €860 (source: DPE).

Property tax

• Estimated property tax: Based on sector averages, it could be around €1,200 per year.

This house has a DPE rated E with a consumption of 49 kWh/m²/year and a GHG rated A with an emission of 1 kg CO₂/m²/year.

Annual energy cost

• Estimated energy cost: Between €580 and €860 per year, depending on usage (source: DPE).

Rental prohibitions

• Climate & Resilience Law: No rental prohibitions currently apply to this property, but it is important to follow regulatory developments.

Renovation cost

• Estimation of work to gain a class: To improve the DPE to a D level, the work could cost between €10,000 and €20,000 (estimate based on current professional scales).

Available aids

• MaPrimeRénov': Owners can benefit from aids for energy renovation, which can go up to €7,000 depending on the work done.

The house is located near major roads and just 10 minutes from the Valence TGV station, facilitating access to major cities like Lyon and Marseille.

Amenities nearby

• Amenities: Supermarkets, schools, and health services are accessible in less than 10 minutes by car.
• Schools: Several educational institutions, from kindergarten to high school, are located nearby, with satisfactory academic results.

Demographics and quality of life

• Demographics: The median household income in Valence is approximately €24,000 per year (source: INSEE, 2023).
• Quality of life: The neighborhood is known for its tranquility and green spaces, providing a pleasant living environment for families.

Natural risks

• Flooding: The house is not located in a flood zone according to Géorisques data.
• Seismicity: Valence is in a low to moderate seismic zone.

PLU and zoning

• Local Urban Plan (PLU): Check applicable urban planning rules for potential extension or modification projects.

Rental regulation

• Rent control: Currently, there is no rent control in Valence, but this may change.

Mandatory diagnostics

• Real estate diagnostics: Ensure that all mandatory diagnostics (lead, asbestos, termites) are up to date before the sale.