T4 Apartment 101 m² for sale in Hagondange - €149,000, DPE D

The price of the apartment is €149,000 for a surface area of 101.05 m², which gives a price per m² of €1,475.77 (calculated from the displayed price and declared characteristics). In the Hagondange market, prices per m² for similar apartments generally range between €1,300 and €1,600, placing this apartment in the low to median range of the market.

Over the last 12 months, the real estate market in Hagondange has seen a slight increase of 2.5% in prices, according to DVF data (Land Value Data). This trend is supported by stable demand, particularly for properties close to public transport, as is the case here with proximity to the SNCF train station.

By comparison, the median price per m² for apartments in the Grand Est region is €1,600, indicating that this apartment is offered at a competitive price.

For a purchase at €149,000, notary fees are estimated at around 7% (approximately €10,430), bringing the total acquisition cost to approximately €159,430 (calculated from current professional scales).

For a mortgage over 20 years at the current average rate of 3.4%, with a down payment of 10% (€14,900), the borrowed amount would be €134,100. Monthly payments would be approximately €785 (calculated from current interest rates).

The gross rental yield, if this apartment were rented at €900 per month, would be 7.2% (calculated based on the purchase price). The net yield, taking into account estimated annual charges of €1,200 and estimated property tax of €800, would be approximately 5.5%.

The apartment has a DPE class of D with an energy consumption of 185 kWh/m²/year and a GHG emission of 40 kgCO2/m²/year. The annual energy cost is estimated between €1,690 and €2,340 (calculated from provided values).

According to the Climate & Resilience law, properties classified F or G will no longer be able to be rented from 2025. This apartment, classified D, is not affected by this ban. To improve the DPE class, energy renovation work is possible, with an estimated cost between €8,000 and €15,000 depending on available aids such as MaPrimeRénov' and Energy Savings Certificates (CEE).

The apartment is located in the center of Hagondange, facing the SNCF train station, providing easy access to public transport with regular trains to Metz and Thionville. Bus line 10 also serves the area, with a frequency of every 15 minutes during peak hours.

Nearby shops include supermarkets, bakeries, and pharmacies, located within 500 meters. In terms of education, several primary schools and a middle school are within walking distance, which is an asset for families.

The neighborhood's demographics show a median income of €22,000 per year, slightly below the national average, which may influence rental demand.

Hagondange is located in a low flood risk area according to Géorisques data. However, it is important to check for any easements and the Local Urban Plan (PLU) for any restrictions on future work.

In terms of regulations, the apartment must comply with mandatory diagnostics, including the DPE and lead diagnosis if the building was constructed before 1997. Owners must also be informed of buyers' rights, particularly regarding hidden defects and the legal withdrawal period of 10 days after signing the sales agreement.

This apartment is positioned in the median of the Hagondange market. Compared to similar 3 to 4 room apartments in the area, prices range from €140,000 to €170,000 depending on characteristics and location. The advantages of this apartment include its proximity to the train station and low condominium charges, while the disadvantages may be the lack of a balcony or outdoor space, which is often sought after by buyers.

The negotiation margin is estimated at 5% due to current demand and property characteristics, which could allow for a purchase price around €141,000 to €142,000.