House T10 234 m² for sale Pournoy-la-Chétive - €279,000

The displayed price for this house is €279,000, which is a price per m² of €1,191/m² (calculated from the displayed price and declared characteristics). According to DVF data for the region, the median price per m² for similar houses in the Pournoy-la-Chétive area is around €1,300/m². Thus, the price of this house is 8.38% lower than the market median.

Over the last 12 months, house prices in the region have shown a trend of stability, with a slight increase of 2% compared to the previous year. This property is therefore positioned as an interesting option for buyers looking for a rental investment or a primary residence with potential for additional income.

For a purchase at €279,000, notary fees are estimated between 7% and 8% for older properties, approximately €19,530 to €22,320 (estimate based on current professional scales). The total acquisition cost would therefore be between €298,530 and €301,320.

Considering a mortgage at an average rate of 3.4% over 20 years with a contribution of 10% (€27,900), the borrowed amount would be €251,100. The monthly payments would be around €1,487, resulting in a total cost over 20 years of €356,880.

For a rental investment, the gross yield would be calculated on an estimated rent of €1,500 per month, or €18,000 per year. The gross rental yield would therefore be 6.45% (€18,000 / €279,000). Taking into account charges and taxes, the net yield could be estimated at around 5%.

The house has a DPE class of E with an energy consumption of 317 kWh/m²/year. The annual energy cost is estimated between €5,970 and €8,170 (estimate based on values provided in the DPE).

According to the Climate & Resilience law, homes classified F and G can no longer be rented starting in 2025. This house, classified E, will not be affected by this ban, but renovation work could be considered to improve its energy performance.

Aid such as MaPrimeRénov' and Energy Savings Certificates (CEE) are available for owners wishing to carry out energy renovation work. The amounts of these aids vary but can go up to €20,000 depending on the work done.

Pournoy-la-Chétive is located about 15 km from Metz, providing easy access to the city via the D955. Public transport includes regular bus lines to Metz, with a frequency of about 30 minutes.

The neighborhood is residential and quiet, with schools nearby, including the primary school of Pournoy-la-Chétive. Nearby shops include a bakery and a convenience store, while larger supermarkets are located in Metz.

The quality of life is generally considered good, with green spaces and sports facilities nearby, contributing to a pleasant living environment for families.

According to Géorisques data, the municipality of Pournoy-la-Chétive is subject to a low risk of flooding and landslides. However, it is recommended to check technical diagnostics and any easements that may affect the property.

Regarding regulations, the PLU (Local Urban Plan) of Pournoy-la-Chétive should be consulted to know the applicable urban planning rules, especially concerning extensions or modifications to the house.

Finally, it is important to check if the property is subject to rent control, although this does not seem to apply in this municipality.