T3 Apartment 56 m² for Sale La Tremblade - €190,800, Energy Performance D

The listed price of the apartment is €190,800 for an area of 56.12 m², which corresponds to a price per m² of €3,392 (calculated from the listed price and declared characteristics). In the real estate market of La Tremblade, the median price per m² for an apartment is around €3,500 (source: DVF DGFiP, consulted in 2023). Thus, the price of this apartment is slightly below the market median, which could indicate an interesting buying opportunity.

In terms of trend, apartment prices in La Tremblade have experienced an increase of 5% over the last 12 months, according to data from INSEE. This trend could continue, supported by the region's appeal to buyers, particularly due to its proximity to the sea and local amenities.

For the purchase of this apartment, notary fees are estimated between 7% and 8% of the purchase price, or approximately €13,356 to €15,264 (estimate based on current professional scales). Thus, the total acquisition cost would be approximately €204,156 to €205,064.

For a mortgage of €190,800 over 20 years at the current average rate of 3.4%, with a down payment of 10% (€19,080), the monthly payments would be approximately €1,067 (calculation based on current interest rates). The total cost of the loan would be approximately €256,000 over the duration of the loan.

With an energy performance certificate rated D (value 212), the annual energy cost is estimated between €1,170 and €1,620 (estimate based on the values provided in the listing).

The property tax for an apartment in this area is generally estimated between €800 and €1,200 per year (estimation based on average public sector data).

The apartment has an Energy Performance Certificate rated D with an energy consumption of 212 kWh/m²/year and a GHG rating of B (8 kg CO2/m²/year). According to the Climate & Resilience law, properties rated F or G can no longer be rented starting in 2025, which is not the case here. To improve the energy class, renovation work can be considered, with an estimated cost between €10,000 and €20,000 to reach a class C (indicative range based on current professional scales). Assistance such as MaPrimeRénov' can be mobilized to reduce this cost.

The apartment is located in La Tremblade, in the Ronce-les-Bains area, close to the beaches (about 500 meters). Public transportation is accessible with bus lines serving the region. Shops, schools, and health services are also nearby, contributing to a pleasant quality of life. The region's demographics show a median income of about €22,000 per year (source: INSEE, 2021), and the population is mainly composed of families and retirees, which fosters a calm and friendly environment.

La Tremblade is located in a potentially flood-prone area, according to Géorisques data. It is advisable to consult the Local Urban Planning Plan (PLU) to understand the construction and development rules. Mandatory diagnostics must be provided by the seller, including the Energy Performance Certificate (DPE), the state of risks and pollution (ERP), as well as the lead exposure risk report (CREP) if applicable. Buyers must also be informed of the buyer's rights, particularly regarding the legal withdrawal periods (10 days after signing a sales agreement).

This apartment is positioned slightly below the market median for similar properties in the area, which generally sell for around €3,500 per m². The advantages of this apartment include its private garden, parking, and proximity to the beach, while the disadvantages may relate to its year of construction (1970) and the potential need for refreshing. The negotiation margin could be estimated at around 5%, given the current market trend.