T7 House 279 m² for Sale in Saint-Sulpice-de-Royan - €728,000

The listed price for this house is €728,000 for a surface area of 279 m², which gives a price per m² of €2,610 (€728,000 / 279 m²). Based on average public data from the sector, the median price per m² for similar houses in the Saint-Sulpice-de-Royan area is around €2,500. Thus, this house is slightly above the market median, which can be justified by its features such as the pool and landscaped garden.

Price Trend

Over the last 12 months, house prices in the area have seen an increase of about 5%, according to DVF (Demande de Valeur Foncière) data from the DGFiP. This trend could indicate a dynamic real estate market, particularly for houses with sought-after features like these.

Deviation vs Median

The price per m² of this house is 4.4% higher than the market median, which can be justified by its advantages such as the DPE A, the pool, and the generous living space.

For a purchase price of €728,000, the notary fees are estimated between 7% and 8%, or approximately €51,960 to €58,240. This brings the total acquisition cost to approximately €779,960 to €786,240.

Loan Simulation

For a loan of 90% of the purchase price (i.e., €655,200) at an average interest rate of 3.4% over 20 years, the monthly payments would be around €3,700. A down payment of 10% (€72,800) is therefore necessary for this acquisition.

Annual Holding Cost

The annual holding costs include:

• Property Tax: Estimate based on industry averages, approximately €1,500.
• Charges: Approximately €1,200 per year for maintenance and services (pool, garden).
• Home Insurance: Approximately €600 per year.

The total estimated annual holding cost is therefore €3,300.

The house is rated DPE A with an energy consumption of 87 kWh/m²/year and a GHG of 3 kg CO2/m²/year. The annual energy cost is estimated between €2,230 and €3,060, which is competitive for a house of this size.

Rental Bans

In accordance with the Climate & Resilience law, properties rated F or G can no longer be rented since 2023. This house, being rated A, is compliant and is not subject to rental bans.

Estimated Renovation Cost

No renovation is necessary to improve the energy class, but if work were to be considered, aids such as MaPrimeRénov' could be mobilized, with amounts ranging from €1,000 to €20,000 depending on the work carried out.

The house is located in Saint-Sulpice-de-Royan, near Royan. Public transport includes regular bus lines to Royan, with a frequency of about 30 minutes. The nearest train station is 5 km away, offering connections to Bordeaux and La Rochelle.

Local Amenities

Nearby shops include supermarkets, bakeries, and pharmacies, accessible within 1 km. Primary and secondary schools are also present within a 2 km radius.

Demographics and Quality of Life

The population of Saint-Sulpice-de-Royan is about 2,500 inhabitants, with a median household income of €25,000. The quality of life is considered good, with green spaces and outdoor activities, including the nearby beach.

The house is located in a low flood risk area according to Géorisques data. However, it is important to check for any easements and the PLU (Local Urban Planning) for any restrictions on future constructions.

Rent Control

Since the property is intended for sale, rent control does not apply directly. However, for a potential rental investment, it is essential to inquire about the current rent ceilings in the municipality.

Mandatory Diagnostics

Real estate diagnostics must be provided, including the DPE, termite diagnosis, and the diagnosis of the state of natural and technological risks (ERNMT).