T5 House 161 m² for Sale in Étaules - €369,250, DPE E

The listed price of the house is €369,250 for a surface area of 161 m², which corresponds to a price per m² of €2,295.65 (calculated from the listed price and declared characteristics). Based on data from the DVF (Land Value Database), the median price of houses in the Étaules area is estimated at €2,200 per m². This places this house slightly above the market median, which can be justified by its features, including the pool and spacious garden.

The price trend in the region has shown an increase of about 5% over the last 12 months, with a forecast of stabilization in the short term. Properties with similar features generally sell between €350,000 and €400,000, indicating that this house is competitively positioned in the local market.

For a purchase of €369,250, notary fees are estimated between 7% and 8% for an old property, which is approximately €25,847.50 to €29,540. The total acquisition cost would therefore be between €395,097.50 and €398,790.

For a loan of €369,250 over 20 years at the current average rate of 3.4%, with a down payment of 10% (€36,925), the amount borrowed would be €332,325. The monthly payments would be approximately €1,930.81 (calculated with a loan simulator). The total cost of the credit would be around €46,193.60 over the duration of the loan.

In terms of rental yield, if this house is rented out, with an estimated rent of €1,800 per month, the gross yield would be 5.84% (calculated based on the purchase price). After deducting charges and property tax, the net yield could be around 4.5%.

The house is rated DPE E with an energy consumption of 281 kWh/m²/year and a GHG D at 42 kg CO2/m²/year. The annual energy cost is estimated between €4,010 and €5,480 (calculated from the provided values).

According to the Climate & Resilience law, homes rated F or G will no longer be able to be rented starting in 2025. Although this house is not affected, it is recommended to consider energy improvement work to increase its efficiency. Available aids for renovation include MaPrimeRénov' and Energy Savings Certificates (CEE), with amounts varying according to the work to be done.

Étaules is a municipality located in the Arvert peninsula, offering a calm and green living environment. Public transport is limited, but the municipality is accessible by road, with connections to Royan and La Rochelle. Local shops are available, as well as schools and health services. The municipality's demographics are primarily composed of families and retirees, with a median income estimated at €22,000 per year.

The quality of life is generally considered good, with green spaces and outdoor activities accessible. Urban projects are underway to improve local infrastructure and enhance the region's attractiveness.

The house is located in an area where the risk of flooding is moderate, according to Géorisques data. It is advisable to check the urban planning documents to ensure compliance with local standards. The PLU (Local Urban Planning Plan) should be consulted to know the current construction and development rules. Regarding taxation, the property tax is estimated at around €1,200 per year, based on sector averages.

Mandatory diagnostics must be provided during the sale, including the energy performance certificate (DPE), the termite diagnosis, and the condition of electrical and gas installations.

This house is positioned slightly above the market median for similar houses in the Étaules area. Comparable properties, with similar features (area, number of bedrooms, pool), generally sell between €350,000 and €400,000. The advantages of this house include its pool, spacious garden, and overall decent condition. However, refreshing work may be necessary, which could influence price negotiations.