T4 House 118 m² for Sale in Chaillevette - €169,000

The price of the house is set at €169,000, which corresponds to a price per m² of approximately €1,432 (calculated from the displayed price and the declared characteristics). Based on data from the DVF (Demand for Land Value), the median price of houses in the Chaillevette area is estimated at €1,500 per m². Thus, the price of this house is slightly below the market median, which could represent an opportunity for buyers.

In terms of trend, house prices in the region have shown relative stability in recent years, with a slight increase of about 2% per year over the last 36 months, according to data from INSEE. This indicates a relatively stable real estate market, which is favorable for buyers and investors.

For the purchase of this house, notary fees are estimated between 7% and 8% of the purchase price, which is between €11,830 and €13,520 (estimate based on current professional scales).

The total acquisition cost would therefore be approximately €180,830 to €182,520.

Regarding financing, if the buyer opts for a 20-year loan at the current average rate of 3.4% with a down payment of 10% (€16,900), the amount borrowed would be €152,100. The monthly payments would be approximately €883 (calculation based on current interest rates).

For a rental investment, the gross yield would be calculated based on an estimated rent of €1,200 per month, which would give a gross yield of 8.5%.

The house is rated D on the Energy Performance Certificate, with a consumption of 244 kWh/m²/year. The annual energy cost is estimated between €2,700 and €3,700 (estimation based on declared characteristics). According to the Climate & Resilience law, homes rated D are not subject to rental bans, but energy renovation work may be necessary to improve the energy class.

Available aids for renovation work include MaPrimeRénov', which can cover up to 90% of costs for low-income households, and Energy Savings Certificates (CEE), with amounts varying depending on the work carried out.

Chaillevette is a municipality located near Étaules, offering a calm and pleasant living environment. Public transportation is limited, but the municipality is accessible by road. The nearest train station is about 10 km away, providing connections to La Rochelle and Royan.

Local amenities include nearby shops, schools, and healthcare services. The demographics of Chaillevette are characterized by a stable population, with a median income of approximately €22,000 per year (source: INSEE). The living environment is appreciated for its tranquility and green spaces, making it an ideal place to live for families and individuals looking to get closer to nature.

The municipality of Chaillevette is subject to flood risks, particularly due to its proximity to wetland areas. According to data from Géorisques, it is recommended to check the flood risk prevention plans (PPRI) before any acquisition.

Regarding the PLU, it is important to inquire about the current urban planning rules, particularly concerning the possibilities for extension or renovation of the house. Mandatory diagnostics must also be carried out, including the energy performance diagnosis (DPE), asbestos, and lead if the house was built before 1997.

This house is positioned slightly below the median of the local market, which is €1,500 per m². Similar houses in the area, with comparable features (size, number of bedrooms, general condition), generally sell between €170,000 and €200,000.

The advantages of this house include its renovation potential, garden, and garage, while the disadvantages may be related to the general condition requiring work. The negotiation margin is estimated at around 5% to 10%, depending on buyer interest and competing offers.