T4 Apartment 75 m² for sale Metz Vallières - €209,000, DPE C

The price of the apartment is €209,000 for an area of 75.13 m², which gives a price per m² of €2,784/m² (calculated from the displayed price and declared characteristics).

In the Metz market, the median price per m² for similar apartments is around €2,600/m², according to DVF DGFiP data. The apartment is therefore positioned above the market median in Metz, which can be justified by its features (terrace, garage, location in a quiet neighborhood).

In terms of trend, apartment prices in Metz have increased by about 5% over the last 12 months, according to INSEE data. This trend could continue due to sustained demand in the Metz real estate sector.

For a purchase at €209,000, notary fees are estimated at around 7% for an old property, or about €14,630 (calculated from current professional scales). The total acquisition cost would therefore be €223,630.

For a mortgage of €209,000 over 20 years with an average interest rate of 3.4% and a down payment of 10% (€20,900), the monthly payments would be around €1,180 (calculated from current loan rates).

The gross rental yield, if the apartment is rented for €1,200 per month, would be about 6.9% (calculated from the annual rent divided by the purchase price). Taking into account charges and property tax, the net yield could be estimated at 5.5%.

The apartment has a DPE class of C with an energy consumption of 152 kWh/m²/year. The annual energy cost is estimated between €1,090 and €1,530 (estimate based on values provided in the DPE).

According to the Climate and Resilience law, homes classified F or G can no longer be rented from 2025. The apartment, being classified C, complies with current regulations.

To improve the energy class, renovation work may be necessary, with an estimated cost between €10,000 and €20,000 to reach class B, according to current professional scales. Aid such as MaPrimeRénov' can be mobilized to finance this work.

The apartment is located in Metz Vallières, a quiet and green neighborhood. Public transport is accessible with several bus lines within 500 meters and Metz train station about 2 km away.

Local shops, including supermarkets and bakeries, are located within 1 km. Public and private schools are also nearby, with average to good academic results.

The neighborhood's demographics show a median income of about €25,000 per year, which is slightly below the national average. The living environment is pleasant, with many green spaces and ongoing urban projects to improve accessibility and infrastructure.

The Metz Vallières neighborhood is little exposed to major natural risks, with a low risk of flooding and low seismicity (Géorisques data).

Regarding the PLU, the neighborhood is classified as urban zone, allowing construction and renovations under certain conditions. Mandatory diagnostics include the DPE, lead diagnosis, and termite diagnosis, which must be provided by the seller.

Buyers should also be aware of buyer rights, including a 10-day withdrawal right after signing the sales agreement, as well as legal deadlines for conducting diagnostics.

The apartment is positioned above the market median in Metz, where the price per m² for similar apartments is around €2,600/m². The advantages of this apartment include its south-facing terrace, garage, and proximity to shops and transport.

However, disadvantages may be identified, such as being located on the first floor, which may not suit all buyers. The estimated negotiation margin could be 5 to 10%, depending on buyer interest and the duration of the sale.