T5 House 109 m² for sale in Sainte-Barbe - €215,000, DPE C

The displayed price of €215,000 for this 109 m² house corresponds to a price per m² of €1,961/m². Based on DVF (Demand for Land Value) data, the median price of houses in the Sainte-Barbe area is estimated at €1,800/m², indicating that this house is slightly above the market median (+8.94%).

Price Trend

Over the last 12 months, house prices in the Metz region have shown an upward trend of 3.5%, with seasonal fluctuations. Forecasts for the next 12 months indicate price stabilization, with a slight increase expected of 2%.

Property Positioning

This house, with its features (3 bedrooms, garden, wood stove), is well positioned for families seeking a peaceful living environment while being close to communication routes to Metz.

The total acquisition cost for this house includes notary fees, estimated at around 7% of the purchase price, or approximately €15,050.

Loan Simulation

For a loan of €215,000 over 20 years at the current average rate of 3.4%, with a down payment of 10% (€21,500), the borrowed amount would be €193,500. Monthly payments would be around €1,134.

Rental Yield

If this house were to be rented out, with an estimated rent of €1,200/month, the gross rental yield would be 6.67% (€1,200 x 12 months / €215,000). After deducting charges and property tax, the net yield could be around 5.5%.

With a DPE of class C, the annual energy cost is estimated between €1,450 and €2,020 depending on usage and consumption. This range is calculated based on the values provided in the DPE and sector averages.

The estimated property tax for this house is around €1,200 per year, based on averages observed in the Sainte-Barbe area.

The house has a DPE of class C, with a consumption of 156 kWh/m²/year and greenhouse gas emissions of 23 kg CO2/m²/year. These values indicate good energy performance.

Renovation Cost

To improve the energy class, renovation work may be necessary, with an estimated cost between €10,000 and €20,000 depending on the scope of the work planned.

Available Assistance

Assistance such as MaPrimeRénov' and Energy Savings Certificates (CEE) can be mobilized to finance part of this work, with amounts reaching up to €7,000 depending on income conditions.

Sainte-Barbe is located near Metz, offering easy access to public transport, including bus lines and the train, with a station about 10 minutes by car. Local shops are accessible within 5 minutes on foot, including supermarkets and bakeries.

Schools and health

The neighborhood has primary and secondary schools nearby, with good academic results. Health services, including doctors and pharmacies, are also available nearby.

The population of Sainte-Barbe is approximately 2,500 inhabitants, with a median income of €25,000 per year. The living environment is calm, with many green spaces and community activities. Ongoing urban projects aim to improve local infrastructure and enhance the neighborhood's attractiveness.

The house is located in a low flood risk area according to Géorisques data. However, it is recommended to check for seismic and landslide risks in the region.

PLU and zoning

The Local Urban Plan (PLU) of Sainte-Barbe should be consulted to know the construction and development rules. No easements have been reported for this property.

Mandatory diagnostics (asbestos, lead, termites) must be provided by the seller. It is important to check if any compliance work is necessary, particularly regarding electrical safety and plumbing.

By comparing this house with other similar properties in the Sainte-Barbe area, it is noted that the price per m² is slightly above the market median. Houses with similar features (3 bedrooms, garden) sell between €1,800 and €2,100/m². This house is therefore positioned in the high range of the market.

Advantages and disadvantages

The advantages of this house include its garden, wood stove, and good energy performance. However, the need for refreshment may be a negotiation point for potential buyers.